In this tutorial, we will be buying Bitcoin with our Bank account as it is the lowest fee option. They have a wallet built into the exchange where you can keep your coins, but we do not recommend leaving cryptocurrency in an exchange wallet for a long period of time. Unless you want to purchase Bitcoin and quickly move it off the exchange, a bank account is the best method for purchasing Bitcoin. The fees are high because Athena will work with you and walk you through the buying process with them and offers personalized help.